Category Archives: FDCPA

Fair Debt Collection Practices Act

President Obama Looking into Lowering Student Loan Interest Rates

Posted on April 25, 2012 by admin

According to a report in the Washington Post, President Barack Obama is touring college campuses in an effort for support in order to seek a Congressional extension of lower interest rates for Stafford student loans. If Congress doesn’t act prior to … Continue reading →

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Don’t be a victim of “Debt Collection Harassment!”

Posted on October 10, 2011 by admin

A federal law known as the Fair Debt Collection Practices Act limits what debt collectors can and cannot do to harass you about debts.  The law applies only to “debt collectors.”  This means that the person calling you is collecting … Continue reading →

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Leading Debt Collector Agrees to Pay Record $2.8 Million to Settle FTC Charges

Posted on October 10, 2011 by admin

A leading debt collection company has agreed to pay a civil penalty of $2.8 million to settle Federal Trade Commission charges that its aggressive collection techniques violated federal law. As part of its efforts to protect consumers affected by the … Continue reading →

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Three Men Arrested for Illegal Debt Collection

Posted on August 25, 2011 by admin

Three people were arrested in July, 2011, for running an illegal debt collection firm in Orange City, Florida.  This is one of the many reasons Congress enacted the Fair Debt Collection Practice Act (FDCPA), to prevent abusive collection agency practices such … Continue reading →

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How Does the FDCPA Work for You?

Posted on August 22, 2011 by admin

How Does the FDCPA Work for You? The Fair Debt Collection Practices Act (FDCPA) regulates how debt collector collectors act when attempting to recover a debt. The federal government enacted the FDCPA in response many complaints of debt collector abuses. The FDCPA prevents a debt collector … Continue reading →

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Posted in Collection Practices, FDCPA | Tagged , , | 2 Comments